ProductCart Shopping Cart Software Forums : Credit Card CVV code in Non Real Time https://forum.productcart.com/ Copyright (c) 2006-2013 Web Wiz Forums - All Rights Reserved. Sat, 11 Apr 2026 16:00:25 +0000 Mon, 24 Sep 2007 21:08:37 +0000 http://blogs.law.harvard.edu/tech/rss Web Wiz Forums 12.04 360 https://forum.productcart.com/RSS_post_feed.asp?TID=1116 <![CDATA[ProductCart Shopping Cart Software Forums]]> https://forum.productcart.com/forum_images/pc_logo_50.png https://forum.productcart.com/ <![CDATA[Credit Card CVV code in Non Real Time : Aha - makes perfect sense! thanks...]]> https://forum.productcart.com/credit-card-cvv-code-in-non-real-time_topic1116_post3356.html#3356 Author: cdsinc
Subject: 1116
Posted: 24-September-2007 at 9:08pm

Aha - makes perfect sense!  thanks for the input - Ill advise my client :-)]]> Mon, 24 Sep 2007 21:08:37 +0000 https://forum.productcart.com/credit-card-cvv-code-in-non-real-time_topic1116_post3356.html#3356 <![CDATA[Credit Card CVV code in Non Real Time : Saving the credit card security...]]> https://forum.productcart.com/credit-card-cvv-code-in-non-real-time_topic1116_post3355.html#3355 Author: ProductCart
Subject: 1116
Posted: 24-September-2007 at 8:57pm

Saving the credit card security code to the database violates consumer privacy regulations.  Merchants are not allowed to save the security code together with the customer's billing information and credit card information. For example, see:

 http://usa.visa.com/business/accepting_visa/ops_risk_managem ent/card_not_present.html

- "To protect CVV2 data from being compromised, Visa U.S.A. Inc. Operating Regulations prohibit merchants from keeping or storing CVV2 numbers once a transaction has been completed."

Here is another opinion from an eCommerce forum on this issue that presents a slightly different perspective:

http://www.mivacentral.com/articles/cvv2.mv?ref=GLOBAL

For now, your best bet is to enable real-time credit card processing through your payment gateway.  In this environment, you can require the customer to enter the CVV2 code, since it is passed directly to the payment gateway and not stored in the ProductCart database.
]]> Mon, 24 Sep 2007 20:57:18 +0000 https://forum.productcart.com/credit-card-cvv-code-in-non-real-time_topic1116_post3355.html#3355 <![CDATA[Credit Card CVV code in Non Real Time : How do I capture a credit card...]]> https://forum.productcart.com/credit-card-cvv-code-in-non-real-time_topic1116_post3353.html#3353 Author: cdsinc
Subject: 1116
Posted: 24-September-2007 at 6:42pm

How do I capture a credit card CVV code in Non-Real time processing.  I cant find any setting in PC 3.051 to turn it on. If not possible, any suggestions would be great!

Thanks

Michael Connelly

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